Introduction to Swiss banking

The Swiss banking system is world-renowned for its standards of efficiency, reliability and discretion, and is used for offshore banking purposes by wealthy customers worldwide. This does not mean that banking or buying a property in Switzerland are only for the super rich, a private account can be opened with as little as £500-£1000. To purchase a property a minimum 25% deposit could put you on track to a Swiss bank account, with a low interest mortgage and your dream property in Switzerland.

To open an account in Switzerland you will need to provide your passport, evidence of your address, and your employment contract or other evidence of the source of your income. A minimum initial deposit will be required, normally £500-£1000, the amount of which varies between banks, for customers who seek complete discretion and wealth management the initial balance should be from £200,000. The low mortgage interest and taxation benifits are clear enough reasons to invest in property in Switzerland compared to other European countries.

alpineswitzerland.com has established partnerships with banks across Switzerland. These banks offer the best service, lowest mortgage deposits and lowest mortgage interest rates. We can also offer customers private wealth management.  All of the banks have staff who speak English and they are conveniently located in each region so you are never too far away from your bank. We have chosen many different banks as partners from local cantonal banks to the big world known banks, each specialise in different areas and offer the best deals for you. Our partner banks offer services such as pure investment banking and numbered (anonymous) accounts, a wide range of mortgages with flexible payback schemes, low interest rates(on average lower that the UK), and the smallest deposit possible(an important factor for the investment buyer). Many Swiss banks have a minimum property value deposit of 40% to secure a mortgage, but we have partners who accept deposits from 25%.

The financial advantages are important enough, but Switzerland is perhaps unique among countries for offering this sensitivity towards wealth in an incomparably refined setting.